Terms of Service

Overview

These Terms of Service ("Terms") govern your use of StmtPilot, including our website, statement conversion workflows, exports, and related services. By accessing or using StmtPilot, you agree to be bound by these Terms.

Eligibility And Accounts

You must use StmtPilot only in compliance with applicable law. If you create an account, you must provide accurate information, keep your credentials secure, and remain responsible for activity under your account.

Service Scope

StmtPilot is a bank statement conversion tool. It may inspect uploaded PDFs, extract text, parse transactions, present review data, and generate exports such as CSV or XLSX.

StmtPilot is not a bank, accounting firm, tax advisor, auditor, or law firm. Conversion results may contain errors, omissions, or formatting issues. You are responsible for reviewing all outputs before relying on them for bookkeeping, tax, compliance, legal, or financial decisions.

Intellectual Property

StmtPilot and its original content, software, workflows, branding, and site materials are owned by us or our licensors and are protected by applicable intellectual property laws.

User Content

You retain your rights in the files and data you upload. By submitting files or other content to StmtPilot, you grant us a limited, non-exclusive license to host, process, transmit, and transform that content solely as needed to operate, secure, and support the service.

You represent that you have the right to upload and process the documents you submit to StmtPilot, including financial records belonging to you or your clients.

Acceptable Use

You agree not to:

• use StmtPilot in violation of law, regulation, court order, or contractual duty;
• upload malware, harmful code, or files intended to disrupt the service;
• attempt unauthorized access to systems, accounts, tokens, or stored files;
• interfere with normal operation, rate limits, or abuse protections;
• use the service to store or distribute content unrelated to its intended conversion purpose;
• reverse engineer, scrape at scale, or use automated means to degrade the service.

Prohibited Activities

We may investigate suspected abuse and may suspend or restrict access where necessary to protect the service, our users, or third parties.

Payments, Subscriptions, And Credits

Paid plans, page packs, and related billing features may be offered through third-party payment processors. Unless stated otherwise:

• subscription fees are billed in advance;
• page packs or credits may be consumed when pages are successfully processed under the product rules then in effect;
• unused subscriptions do not create a refund right unless required by law;
• taxes, currency conversion, and processor fees may apply depending on your location and payment method.

Pricing and plan limits may change prospectively.

Termination

You may stop using StmtPilot at any time. We may suspend or terminate access immediately if we reasonably believe you violated these Terms, created security or abuse risk, or if continued access could expose us or others to liability.

Limitation of Liability

StmtPilot is provided on an "as is" and "as available" basis. To the maximum extent allowed by law, we disclaim warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted or error-free operation.

To the maximum extent allowed by law, we will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, or business interruption arising from or related to your use of StmtPilot.

Changes To The Service

We may change, improve, limit, or discontinue any part of the service at any time, including features, pricing, retention windows, or plan limits.

Changes to Terms

We may update these Terms from time to time. If we make material changes, we will post the updated Terms on this page and update the effective date above. Your continued use of StmtPilot after the update becomes effective means you accept the revised Terms.

Contact Us

If you have any questions about these Terms, please contact us.